Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs Bank360
Metric by metric
| Measure | Peoples Bank and Trust Company | Bank360 |
|---|---|---|
| TellerScore | 39 | 42 (stronger) |
| Capital cushion | 94 (stronger) | 44 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 85 (stronger) |
| Funding & liquidity | 61 (stronger) | 58 |
| Problem-loan coverage | 12 | 33 (stronger) |
| Peer percentile | 3rd | 5th |
| Total assets | $61.9M | $61.0M |
| Deposits / shares | $49.2M | $52.7M |
| Capital ratio | 14.36% (stronger) | 9.36% |
| Problem loans | 10.85% | 3.97% (stronger) |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | -1.32% | 1.63% (stronger) |
| Loans ÷ deposits | 86.7% (stronger) | 98.5% |
| Uninsured deposits | 26.3% | 18.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank360 has the higher TellerScore (42 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 2 and Bank360 on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.