Side-by-side · Q2 2026 data
People's Bank and Trust Company of Pickett County vs Traditions First Bank
Bank
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | People's Bank and Trust Company of Pickett County | Traditions First Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 58 (stronger) | 49 |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 43rd | 43rd |
| Total assets | $319.0M | $336.6M |
| Deposits / shares | $280.2M | $300.1M |
| Capital ratio | 10.85% (stronger) | 9.91% |
| Problem loans | 0.73% | 0.01% (stronger) |
| Net charge-offs | 0.42% | 0.03% (stronger) |
| Return on assets | 1.24% (stronger) | 0.84% |
| Loans ÷ deposits | 85.7% | 85.3% (stronger) |
| Uninsured deposits | 14.4% (stronger) | 28.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), People's Bank and Trust Company of Pickett County leads on 3 and Traditions First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.