Side-by-side · Q2 2026 data
Peoples Bank vs Citizens Bank of the Midwest
Metric by metric
| Measure | Peoples Bank | Citizens Bank of the Midwest |
|---|---|---|
| TellerScore | 80 (stronger) | 55 |
| Capital cushion | 60 (stronger) | 34 |
| Loan quality | 92 (stronger) | 89 |
| Earnings | 90 (stronger) | 61 |
| Funding & liquidity | 72 (stronger) | 56 |
| Problem-loan coverage | 97 (stronger) | 24 |
| Peer percentile | 77th | 11th |
| Total assets | $248.7M | $238.3M |
| Deposits / shares | $227.1M | $191.6M |
| Capital ratio | 10.96% (stronger) | 8.39% |
| Problem loans | 0.23% (stronger) | 0.33% |
| Net charge-offs | 0.04% | -0.04% (stronger) |
| Return on assets | 1.75% (stronger) | 1.03% |
| Loans ÷ deposits | 75.1% (stronger) | 85.5% |
| Uninsured deposits | 26.9% (stronger) | 31.7% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Peoples Bank has the higher TellerScore (80 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 6 and Citizens Bank of the Midwest on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.