Side-by-side · Q2 2026 data
Peoples Bank vs First State Community Bank
Metric by metric
| Measure | Peoples Bank | First State Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 60 | 67 (stronger) |
| Loan quality | 92 (stronger) | 64 |
| Earnings | 90 | 93 (stronger) |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 77th | 70th |
| Total assets | $248.7M | $4.5B |
| Deposits / shares | $227.1M | $3.8B |
| Capital ratio | 10.96% | 11.68% (stronger) |
| Problem loans | 0.23% (stronger) | 1.07% |
| Net charge-offs | 0.04% (stronger) | 0.12% |
| Return on assets | 1.75% | 1.82% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 90.4% |
| Uninsured deposits | 26.9% | 23.0% (stronger) |
| Offices | 5 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | 15.4% |
Peoples Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and First State Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sullivan, MO