Side-by-side · Q2 2026 data
Peoples Bank vs Legends Bank
Metric by metric
| Measure | Peoples Bank | Legends Bank |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 77th | 95th |
| Total assets | $248.7M | $635.5M |
| Deposits / shares | $227.1M | $515.2M |
| Capital ratio | 10.96% | 18.31% (stronger) |
| Problem loans | 0.23% (stronger) | 0.51% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.75% | 2.26% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 88.1% |
| Uninsured deposits | 26.9% | 21.6% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | 8.5% |
Legends Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Legends Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.