Side-by-side · Q2 2026 data
Peoples Bank vs ITS Bank
Metric by metric
| Measure | Peoples Bank | ITS Bank |
|---|---|---|
| TellerScore | 65 | 98 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 58 | 84 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $529.6M | $45.2M |
| Deposits / shares | $464.3M | $500K |
| Capital ratio | 8.09% | 97.51% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.17% | 61.63% (stronger) |
| Loans ÷ deposits | 72.9% | 0.0% (stronger) |
| Uninsured deposits | 41.6% | 30.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
ITS Bank has the higher TellerScore (98 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 0 and ITS Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.