Side-by-side · Q2 2026 data
Peoples Bank vs Abound Federal Credit Union
Metric by metric
| Measure | Peoples Bank | Abound Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 81 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 15 | 73 (stronger) |
| Earnings | 62 (stronger) | 61 |
| Funding & liquidity | 63 | 73 (stronger) |
| Problem-loan coverage | 50 | 92 (stronger) |
| Peer percentile | 3rd | 89th |
| Total assets | $193.7M | $2.8B |
| Deposits / shares | $173.3M | $2.3B |
| Capital ratio | 9.24% | 15.85% (stronger) |
| Problem loans | 2.55% | 0.81% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.62% |
| Return on assets | 1.06% (stronger) | 1.03% |
| Loans ÷ deposits | 93.3% | 87.5% (stronger) |
| Uninsured deposits | 18.3% | 12.9% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Abound Federal Credit Union has the higher TellerScore (81 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Abound Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.