Side-by-side · Q2 2026 data
Peoples Bank vs Greater State Bank
Metric by metric
| Measure | Peoples Bank | Greater State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 46 | 61 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 93 (stronger) | 70 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 64th | 61st |
| Total assets | $185.4M | $180.2M |
| Deposits / shares | $168.4M | $159.3M |
| Capital ratio | 9.56% | 11.05% (stronger) |
| Problem loans | 0.25% | 0.05% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.83% (stronger) | 1.26% |
| Loans ÷ deposits | 87.2% (stronger) | 88.8% |
| Uninsured deposits | 13.6% (stronger) | 30.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and Greater State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.