Side-by-side · Q2 2026 data
Peoples Bank vs Paris District Credit Union
Metric by metric
| Measure | Peoples Bank | Paris District Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 92 (stronger) | 37 |
| Earnings | 93 (stronger) | 21 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 64th | 36th |
| Total assets | $185.4M | $428K |
| Deposits / shares | $168.4M | $340K |
| Capital ratio | 9.56% | 20.35% (stronger) |
| Problem loans | 0.25% (stronger) | 1.90% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 0.03% |
| Loans ÷ deposits | 87.2% | 57.4% (stronger) |
| Uninsured deposits | 13.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Paris District Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.