Side-by-side · Q2 2026 data
Peoples Bank vs Alcoa Community Federal Credit Union
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank | Alcoa Community Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 53 |
| Capital cushion | 83 (stronger) | 27 |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 93 (stronger) | 24 |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 95th | 12th |
| Total assets | $313.8M | $69.5M |
| Deposits / shares | $272.1M | $63.1M |
| Capital ratio | 13.33% (stronger) | 7.73% |
| Problem loans | 0.03% (stronger) | 0.52% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.82% (stronger) | 0.10% |
| Loans ÷ deposits | 60.7% (stronger) | 89.2% |
| Uninsured deposits | 33.9% | 6.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (90 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 6 and Alcoa Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Benton, AR
- Sheridan, AR