TellerScore

Side-by-side · Q2 2026 data

Peoples Bank vs 1st Security Bank of Washington

Bank

Peoples Bank

Bellingham, Washington · $1 billion – $10 billion

78of 100
Strong

Bank

1st Security Bank of Washington

Mountlake Terrace, Washington · $1 billion – $10 billion

67of 100
Moderate

Metric by metric

MeasurePeoples Bank1st Security Bank of Washington
TellerScore78 (stronger)67
Capital cushion83 (stronger)64
Loan quality96 (stronger)81
Earnings5864 (stronger)
Funding & liquidity49 (stronger)36
Problem-loan coverage98 (stronger)92
Peer percentile86th44th
Total assets$2.4B$3.2B
Deposits / shares$2.1B$2.5B
Capital ratio13.27% (stronger)11.44%
Problem loans0.11% (stronger)0.58%
Net charge-offs0.00% (stronger)0.44%
Return on assets0.96%1.09% (stronger)
Loans ÷ deposits91.6% (stronger)107.9%
Uninsured deposits32.5%29.2% (stronger)
Offices2332
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)26.8%8.1%

Peoples Bank has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and 1st Security Bank of Washington on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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