Side-by-side · Q2 2026 data
Peoples Bank vs 1st Trust Bank, Inc.
Metric by metric
| Measure | Peoples Bank | 1st Trust Bank, Inc. |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 47 (stronger) | 46 |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 72 (stronger) | 50 |
| Funding & liquidity | 58 (stronger) | 47 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 44th | 26th |
| Total assets | $9.5B | $351.7M |
| Deposits / shares | $7.5B | $309.2M |
| Capital ratio | 9.70% (stronger) | 9.65% |
| Problem loans | 0.60% | 0.15% (stronger) |
| Net charge-offs | 0.35% | 0.01% (stronger) |
| Return on assets | 1.31% (stronger) | 0.75% |
| Loans ÷ deposits | 89.9% (stronger) | 95.5% |
| Uninsured deposits | 26.4% (stronger) | 30.7% |
| Offices | 128 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Peoples Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and 1st Trust Bank, Inc. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.