Headquartered in Marietta, Ohio, Peoples Bank is a state-chartered bank (fed member) with $9.5B in total assets and $7.5B in deposits as of Q2 2026. It operates 135 offices across 6 states. Its charter dates back to 1902.
Peoples Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 44% of its 897 banks with $1 billion – $10 billion. Among 157 banks headquartered in Ohio, it ranks 92nd. Problem-loan coverage contributes the most (94/100, 3.2%); capital cushion contributes the least (47/100, 9.70%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the earnings component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 64 |
| Q4 2024 | 67 |
| Q1 2025 | 66 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 65 |
| Q1 2026 | 67 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.08% |
| Q3 2024 | 9.35% |
| Q4 2024 | 9.48% |
| Q1 2025 | 9.53% |
| Q2 2025 | 9.53% |
| Q3 2025 | 9.43% |
| Q4 2025 | 9.33% |
| Q1 2026 | 9.54% |
| Q2 2026 | 9.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.99% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.63% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.60% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.43% |
| Q3 2024 | 1.46% |
| Q4 2024 | 1.42% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.12% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $9.5B | 9.70% | 0.60% | 1.31% | 89.9% |
| Q1 2026 | 67 | $9.6B | 9.54% | 0.58% | 1.32% | 87.0% |
| Q4 2025 | 65 | $9.6B | 9.33% | 0.63% | 1.27% | 86.2% |
| Q3 2025 | 66 | $9.6B | 9.43% | 0.58% | 1.20% | 84.5% |
| Q2 2025 | 65 | $9.5B | 9.53% | 0.61% | 1.12% | 85.0% |
| Q1 2025 | 66 | $9.2B | 9.53% | 0.62% | 1.22% | 81.9% |
| Q4 2024 | 67 | $9.2B | 9.48% | 0.67% | 1.42% | 82.4% |
| Q3 2024 | 64 | $9.1B | 9.35% | 0.99% | 1.46% | 82.6% |
| Q2 2024 | 66 | $9.2B | 9.08% | 0.65% | 1.43% | 85.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers National Bank of CanfieldBank Canfield, OH | 63 out of 100, Moderate | $7.2B | 9.6% | 0.93% | vs |
| Erebor Bank, N.A.Bank Columbus, OH | 78 out of 100, Strong | $4.7B | 38.8% | 0.00% | vs |
| National Cooperative Bank, N.A.Bank Hillsboro, OH | 46 out of 100, Below average | $4.3B | 11.3% | 2.67% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |
| Union Savings BankBank Cincinnati, OH | 74 out of 100, Strong | $4.0B | 10.5% | 0.70% | vs |
| The Farmers & Merchants State BankBank Archbold, OH | 70 out of 100, Strong | $3.5B | 9.4% | 0.27% | vs |
Deposit insurance
Is my money safe at Peoples Bank?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #6544). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.4% of deposits ($2.0B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.40% (benchmark: 10%).
135 locations
Branches
Peoples Bank lists 128 offices in 112 cities across 6 states. Most locations:
- Marietta, OH (3)
- Parkersburg, WV (3)
- Ashland, KY (2)
- Athens, OH (2)
- Cambridge, OH (2)
- Huntington, WV (2)
- Lewisburg, WV (2)
- Lexington, KY (2)
- Louisville, KY (2)
- Owensboro, KY (2)
- Portsmouth, OH (2)
- Prestonsburg, KY (2)
HMDA 2025
Mortgage lending
In 2025, Peoples Bank reported 3,366 home-loan applications under HMDA (LEI I70W3N0Z6KOX8FYIH023): 2,202 originated ($368,660,000 total), 741 denied, and 295 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Peoples Bank
- Former names
- Peoples Bank, National Association; The First National Bank of Chesterhill; The Peoples Banking and Trust Company; The First National Bank of Southeastern Ohio
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 6544
- RSSD ID
- 577128
- Primary regulator
- FED
- Holding company
- Peoples Bcorp Inc
- Established
- May 26, 1902
- Headquarters
- 138 Putnam St, Marietta, OH 45750
- Website
- www.peoplesbancorp.com/
- Employees
- 1,443
Quick answers
Peoples Bank: common questions
Is Peoples Bank FDIC insured?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #6544). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Bank ever failed?
There is no failure record for FDIC certificate #6544 in the FDIC failed bank list.
How many branches does Peoples Bank have?
135 offices as of the latest FDIC data, in 6 states.
Nearby
Highest-scoring banks and credit unions with branches near Marietta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Settlers BankBank Marietta, OH | 94 out of 100, Very strong | $142.4M | 16.2% | 0.18% | vs |
| First Bank of OhioBank Tiffin, OH | 90 out of 100, Very strong | $278.4M | 35.5% | 0.26% | vs |
| The Citizens Bank CompanyBank Beverly, OH | 86 out of 100, Very strong | $334.6M | 13.6% | 0.39% | vs |
| Union Trades Federal Credit UnionCredit union Parkersburg, WV | 84 out of 100, Strong | $34.4M | 18.4% | 0.92% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |