Side-by-side · Q2 2026 data
Peoples Bank vs Chivaho Federal Credit Union
Metric by metric
| Measure | Peoples Bank | Chivaho Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 47 | 89 (stronger) |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 72 (stronger) | 50 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 44th | 75th |
| Total assets | $9.5B | $37.7M |
| Deposits / shares | $7.5B | $32.4M |
| Capital ratio | 9.70% | 13.88% (stronger) |
| Problem loans | 0.60% | 0.27% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.87% |
| Return on assets | 1.31% (stronger) | 0.74% |
| Loans ÷ deposits | 89.9% | 47.2% (stronger) |
| Uninsured deposits | 26.4% | 3.6% (stronger) |
| Offices | 128 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Chivaho Federal Credit Union has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Chivaho Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.