Side-by-side · Q2 2026 data
Peoples Bank vs Civista Bank
Metric by metric
| Measure | Peoples Bank | Civista Bank |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 47 | 77 (stronger) |
| Loan quality | 80 (stronger) | 69 |
| Earnings | 72 | 78 (stronger) |
| Funding & liquidity | 58 | 64 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 44th | 77th |
| Total assets | $9.5B | $4.3B |
| Deposits / shares | $7.5B | $3.5B |
| Capital ratio | 9.70% | 12.71% (stronger) |
| Problem loans | 0.60% (stronger) | 0.92% |
| Net charge-offs | 0.35% | 0.05% (stronger) |
| Return on assets | 1.31% | 1.45% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 92.4% |
| Uninsured deposits | 26.4% | 18.3% (stronger) |
| Offices | 128 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 12.5% |
Civista Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Civista Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.