Side-by-side · Q2 2026 data
Peoples Bank vs Mountain Valley Bank, N.A.
Metric by metric
| Measure | Peoples Bank | Mountain Valley Bank, N.A. |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 47 | 86 (stronger) |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 72 | 76 (stronger) |
| Funding & liquidity | 58 | 87 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 44th | 91st |
| Total assets | $9.5B | $201.9M |
| Deposits / shares | $7.5B | $175.1M |
| Capital ratio | 9.70% | 13.65% (stronger) |
| Problem loans | 0.60% | 0.19% (stronger) |
| Net charge-offs | 0.35% | 0.02% (stronger) |
| Return on assets | 1.31% | 1.40% (stronger) |
| Loans ÷ deposits | 89.9% | 72.9% (stronger) |
| Uninsured deposits | 26.4% | 11.6% (stronger) |
| Offices | 128 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Mountain Valley Bank, N.A. has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 0 and Mountain Valley Bank, N.A. on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.