Side-by-side · Q2 2026 data
Peoples Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | Peoples Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 67 (stronger) | 46 |
| Capital cushion | 47 | 63 (stronger) |
| Loan quality | 80 (stronger) | 11 |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 58 (stronger) | 18 |
| Problem-loan coverage | 94 (stronger) | 63 |
| Peer percentile | 44th | 5th |
| Total assets | $9.5B | $4.3B |
| Deposits / shares | $7.5B | $3.6B |
| Capital ratio | 9.70% | 11.28% (stronger) |
| Problem loans | 0.60% (stronger) | 2.67% |
| Net charge-offs | 0.35% | 0.02% (stronger) |
| Return on assets | 1.31% | 1.37% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 95.5% |
| Uninsured deposits | 26.4% (stronger) | 56.7% |
| Offices | 128 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 13.6% |
Peoples Bank has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and National Cooperative Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.