Side-by-side · Q2 2026 data
Peoples Bank vs Pinnacle Bank, Inc.
Metric by metric
| Measure | Peoples Bank | Pinnacle Bank, Inc. |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 80 (stronger) | 42 |
| Earnings | 72 (stronger) | 37 |
| Funding & liquidity | 58 | 70 (stronger) |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 44th | 30th |
| Total assets | $9.5B | $57.9M |
| Deposits / shares | $7.5B | $46.8M |
| Capital ratio | 9.70% | 15.67% (stronger) |
| Problem loans | 0.60% (stronger) | 1.74% |
| Net charge-offs | 0.35% (stronger) | 0.97% |
| Return on assets | 1.31% (stronger) | 0.43% |
| Loans ÷ deposits | 89.9% | 78.4% (stronger) |
| Uninsured deposits | 26.4% | 25.3% (stronger) |
| Offices | 128 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Pinnacle Bank, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vanceburg, KY
- Garrison, KY
- Pikeville, KY