Side-by-side · Q2 2026 data
Peoples Bank vs The Settlers Bank
Metric by metric
| Measure | Peoples Bank | The Settlers Bank |
|---|---|---|
| TellerScore | 67 | 94 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 58 | 79 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 44th | 98th |
| Total assets | $9.5B | $142.4M |
| Deposits / shares | $7.5B | $119.1M |
| Capital ratio | 9.70% | 16.19% (stronger) |
| Problem loans | 0.60% | 0.18% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 1.31% | 1.83% (stronger) |
| Loans ÷ deposits | 89.9% | 77.1% (stronger) |
| Uninsured deposits | 26.4% | 18.4% (stronger) |
| Offices | 128 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
The Settlers Bank has the higher TellerScore (94 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 0 and The Settlers Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.