Side-by-side · Q2 2026 data
Peoples Bank vs The Vinton County National Bank
Metric by metric
| Measure | Peoples Bank | The Vinton County National Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 72 | 72 |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 44th | 70th |
| Total assets | $9.5B | $1.6B |
| Deposits / shares | $7.5B | $1.4B |
| Capital ratio | 9.70% | 10.49% (stronger) |
| Problem loans | 0.60% | 0.27% (stronger) |
| Net charge-offs | 0.35% | 0.09% (stronger) |
| Return on assets | 1.31% (stronger) | 1.29% |
| Loans ÷ deposits | 89.9% | 80.4% (stronger) |
| Uninsured deposits | 26.4% (stronger) | 30.9% |
| Offices | 128 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 14.8% |
The Vinton County National Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and The Vinton County National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lancaster, OH
- Jackson, OH