Side-by-side · Q2 2026 data
Peoples Bank vs Union Savings Bank
Metric by metric
| Measure | Peoples Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 58 | 61 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 44th | 74th |
| Total assets | $9.5B | $4.0B |
| Deposits / shares | $7.5B | $3.5B |
| Capital ratio | 9.70% | 10.51% (stronger) |
| Problem loans | 0.60% (stronger) | 0.70% |
| Net charge-offs | 0.35% | -0.01% (stronger) |
| Return on assets | 1.31% | 2.01% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 99.7% |
| Uninsured deposits | 26.4% | 13.4% (stronger) |
| Offices | 128 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 5.3% |
Union Savings Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Union Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cincinnati, OH
- Franklin, OH
- Lancaster, OH