Side-by-side · Q2 2026 data
Peoples Bank vs Century Next Bank
Metric by metric
| Measure | Peoples Bank | Century Next Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 67 | 69 (stronger) |
| Loan quality | 56 | 96 (stronger) |
| Earnings | 90 | 90 |
| Funding & liquidity | 66 (stronger) | 28 |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 42nd | 68th |
| Total assets | $86.1M | $916.4M |
| Deposits / shares | $72.4M | $795.3M |
| Capital ratio | 11.66% | 11.95% (stronger) |
| Problem loans | 1.32% | 0.12% (stronger) |
| Net charge-offs | -0.20% (stronger) | 0.03% |
| Return on assets | 1.74% | 1.75% (stronger) |
| Loans ÷ deposits | 94.0% | 83.5% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 58.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Century Next Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Century Next Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.