Peoples Bank (FDIC certificate #9328) is based in Chatham, Louisiana. Its Q2 2026 call report shows $86.1M in total assets and $72.4M in deposits and 1 office.
Based on its Q2 2026 filing, Peoples Bank scores 71/100, which we describe as strong. That is higher than only 42% of 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 46th. Its strongest component is earnings (90/100; 1.74%), and its lowest is loan quality (56/100; 1.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 29 points (42 → 71), mostly because the loan quality component improved by 56 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 28 |
| Q3 2024 | 29 |
| Q4 2024 | 28 |
| Q1 2025 | 40 |
| Q2 2025 | 42 |
| Q3 2025 | 63 |
| Q4 2025 | 66 |
| Q1 2026 | 63 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.24% |
| Q3 2024 | 9.47% |
| Q4 2024 | 9.18% |
| Q1 2025 | 9.29% |
| Q2 2025 | 9.63% |
| Q3 2025 | 10.85% |
| Q4 2025 | 10.55% |
| Q1 2026 | 11.13% |
| Q2 2026 | 11.66% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.29% |
| Q3 2024 | 4.46% |
| Q4 2024 | 4.14% |
| Q1 2025 | 4.51% |
| Q2 2025 | 4.13% |
| Q3 2025 | 2.10% |
| Q4 2025 | 0.95% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.85% |
| Q3 2024 | -1.06% |
| Q4 2024 | -0.96% |
| Q1 2025 | 0.99% |
| Q2 2025 | 1.11% |
| Q3 2025 | 2.11% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $86.1M | 11.66% | 1.32% | 1.74% | 94.0% |
| Q1 2026 | 63 | $87.2M | 11.13% | 1.63% | 1.37% | 91.8% |
| Q4 2025 | 66 | $86.8M | 10.55% | 0.95% | 1.18% | 90.0% |
| Q3 2025 | 63 | $89.0M | 10.85% | 2.10% | 2.11% | 91.8% |
| Q2 2025 | 42 | $89.5M | 9.63% | 4.13% | 1.11% | 90.9% |
| Q1 2025 | 40 | $90.3M | 9.29% | 4.51% | 0.99% | 91.0% |
| Q4 2024 | 28 | $88.2M | 9.18% | 4.14% | -0.96% | 91.7% |
| Q3 2024 | 29 | $84.8M | 9.47% | 4.46% | -1.06% | 92.8% |
| Q2 2024 | 28 | $85.7M | 9.24% | 4.29% | -1.85% | 91.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Basile State BankBank Basile, LA | 57 out of 100, Moderate | $87.4M | 10.1% | 2.20% | vs |
| Eureka HomesteadBank Metairie, LA | 68 out of 100, Moderate | $89.4M | 21.1% | 0.48% | vs |
| The Bank of CommerceBank White Castle, LA | 73 out of 100, Strong | $81.5M | 10.6% | 0.07% | vs |
| Sicily Island State BankBank Sicily Island, LA | 86 out of 100, Very strong | $92.4M | 13.2% | 0.13% | vs |
| Bank of GueydanBank Gueydan, LA | 63 out of 100, Moderate | $69.2M | 22.1% | 6.77% | vs |
| Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA | 70 out of 100, Strong | $67.9M | 29.4% | 1.31% | vs |
Deposit insurance
Is my money safe at Peoples Bank?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #9328). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.6% of deposits ($11.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.66%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.00% (benchmark: 10%).
1 location
Branches
Peoples Bank lists 1 office in 1 city. Most locations:
- Chatham, LA (1)
Identity & history
Profile
- Legal name
- Peoples Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9328
- RSSD ID
- 923257
- Primary regulator
- FDIC
- Holding company
- Homeland Bancshares Inc
- Established
- January 1, 1908
- Headquarters
- 6689 Highway 34, Chatham, LA 71226
- Website
- www.thepeoplesbankla.com
- Employees
- 11
Quick answers
Peoples Bank: common questions
Is Peoples Bank FDIC insured?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #9328). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Bank ever failed?
There is no failure record for FDIC certificate #9328 in the FDIC failed bank list.
How many branches does Peoples Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chatham
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Ouachita Valley Federal Credit UnionCredit union West Monroe, LA | 80 out of 100, Strong | $464.1M | 13.1% | 0.78% | vs |
| Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA | 79 out of 100, Strong | $3.9M | 22.4% | 0.00% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |
| Sevenfold Federal Credit UnionCredit union West Monroe, LA | 73 out of 100, Strong | $52.5M | 13.8% | 1.86% | vs |