Side-by-side · Q2 2026 data
Peoples Bank vs Homeland Federal Savings Bank
Metric by metric
| Measure | Peoples Bank | Homeland Federal Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 67 (stronger) | 42 |
| Loan quality | 56 | 67 (stronger) |
| Earnings | 90 (stronger) | 78 |
| Funding & liquidity | 66 (stronger) | 46 |
| Problem-loan coverage | 86 (stronger) | 69 |
| Peer percentile | 42nd | 17th |
| Total assets | $86.1M | $657.8M |
| Deposits / shares | $72.4M | $572.5M |
| Capital ratio | 11.66% (stronger) | 9.21% |
| Problem loans | 1.32% | 0.99% (stronger) |
| Net charge-offs | -0.20% (stronger) | -0.00% |
| Return on assets | 1.74% (stronger) | 1.44% |
| Loans ÷ deposits | 94.0% (stronger) | 97.0% |
| Uninsured deposits | 15.6% (stronger) | 30.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 6 and Homeland Federal Savings Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.