Side-by-side · Q2 2026 data
Peoples Bank Co. vs Bank of Salem
Metric by metric
| Measure | Peoples Bank Co. | Bank of Salem |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 34 | 45 (stronger) |
| Loan quality | 98 (stronger) | 76 |
| Earnings | 49 | 68 (stronger) |
| Funding & liquidity | 82 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 34th | 29th |
| Total assets | $147.7M | $147.0M |
| Deposits / shares | $124.0M | $132.9M |
| Capital ratio | 8.36% | 9.53% (stronger) |
| Problem loans | 0.06% (stronger) | 0.71% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.73% | 1.20% (stronger) |
| Loans ÷ deposits | 78.6% | 68.8% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 38.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank Co. has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank Co. leads on 3 and Bank of Salem on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.