Side-by-side · Q2 2026 data
Peoples Bank, Mt. Washington vs Fredonia Valley Bank
Metric by metric
| Measure | Peoples Bank, Mt. Washington | Fredonia Valley Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 56 | 65 (stronger) |
| Loan quality | 61 (stronger) | 60 |
| Earnings | 90 (stronger) | 57 |
| Funding & liquidity | 78 | 89 (stronger) |
| Problem-loan coverage | 81 | 86 (stronger) |
| Peer percentile | 43rd | 37th |
| Total assets | $120.0M | $119.8M |
| Deposits / shares | $109.6M | $105.5M |
| Capital ratio | 10.59% | 11.49% (stronger) |
| Problem loans | 1.17% (stronger) | 1.19% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.76% (stronger) | 0.93% |
| Loans ÷ deposits | 79.4% | 68.3% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 17.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank, Mt. Washington has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank, Mt. Washington leads on 5 and Fredonia Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.