Side-by-side · Q2 2026 data
Peoples Bank, Mt. Washington vs Guardian Savings Bank
Metric by metric
| Measure | Peoples Bank, Mt. Washington | Guardian Savings Bank |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 56 | 64 (stronger) |
| Loan quality | 61 | 93 (stronger) |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 72 |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 43rd | 94th |
| Total assets | $120.0M | $1.4B |
| Deposits / shares | $109.6M | $1.2B |
| Capital ratio | 10.59% | 11.39% (stronger) |
| Problem loans | 1.17% | 0.20% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.76% | 2.00% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 88.1% |
| Uninsured deposits | 17.7% | 13.7% (stronger) |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Guardian Savings Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank, Mt. Washington leads on 1 and Guardian Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.