Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Bank of Walker County
Metric by metric
| Measure | Peoples Bank of Alabama | Bank of Walker County |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 62 | 62 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 97 (stronger) | 79 |
| Funding & liquidity | 54 | 65 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 80th | 54th |
| Total assets | $1.4B | $98.5M |
| Deposits / shares | $1.3B | $87.9M |
| Capital ratio | 11.19% | 11.24% (stronger) |
| Problem loans | 0.56% | 0.46% (stronger) |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.93% (stronger) | 1.49% |
| Loans ÷ deposits | 71.5% (stronger) | 82.3% |
| Uninsured deposits | 46.5% | 26.5% (stronger) |
| Offices | 28 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Peoples Bank of Alabama has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 3 and Bank of Walker County on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.