Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs EvaBank
Metric by metric
| Measure | Peoples Bank of Alabama | EvaBank |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 81 (stronger) | 46 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 54 (stronger) | 50 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 80th | 72nd |
| Total assets | $1.4B | $490.6M |
| Deposits / shares | $1.3B | $340.6M |
| Capital ratio | 11.19% | 27.85% (stronger) |
| Problem loans | 0.56% (stronger) | 1.61% |
| Net charge-offs | 0.09% (stronger) | 0.40% |
| Return on assets | 1.93% | 2.53% (stronger) |
| Loans ÷ deposits | 71.5% (stronger) | 114.1% |
| Uninsured deposits | 46.5% | 14.2% (stronger) |
| Offices | 28 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
EvaBank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 3 and EvaBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.