Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Family Security Credit Union
Metric by metric
| Measure | Peoples Bank of Alabama | Family Security Credit Union |
|---|---|---|
| TellerScore | 76 | 95 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 97 | 99 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 80th | 100th |
| Total assets | $1.4B | $1.1B |
| Deposits / shares | $1.3B | $876.5M |
| Capital ratio | 11.19% | 19.92% (stronger) |
| Problem loans | 0.56% (stronger) | 0.61% |
| Net charge-offs | 0.09% (stronger) | 0.55% |
| Return on assets | 1.93% | 1.98% (stronger) |
| Loans ÷ deposits | 71.5% | 47.7% (stronger) |
| Uninsured deposits | 46.5% | 2.9% (stronger) |
| Offices | 28 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 2 and Family Security Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Decatur, AL
- Albertville, AL
- Boaz, AL
- Hartselle, AL