Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Nucor Employees Federal Credit Union
Credit union
Nucor Employees Federal Credit Union
Fort Payne, Alabama · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank of Alabama | Nucor Employees Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 97 (stronger) | 34 |
| Funding & liquidity | 54 | 94 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $1.4B | $2.2M |
| Deposits / shares | $1.3B | $1.5M |
| Capital ratio | 11.19% | 30.69% (stronger) |
| Problem loans | 0.56% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.93% (stronger) | 0.34% |
| Loans ÷ deposits | 71.5% | 66.6% (stronger) |
| Uninsured deposits | 46.5% | 0.2% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Nucor Employees Federal Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 1 and Nucor Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.