Side-by-side · Q2 2026 data
People's Bank of Commerce vs First Community Credit Union
Metric by metric
| Measure | People's Bank of Commerce | First Community Credit Union |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 70 | 99 (stronger) |
| Earnings | 73 (stronger) | 72 |
| Funding & liquidity | 48 | 79 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 72nd | 95th |
| Total assets | $776.7M | $1.9B |
| Deposits / shares | $618.2M | $1.6B |
| Capital ratio | 15.33% (stronger) | 13.29% |
| Problem loans | 0.90% | 0.04% (stronger) |
| Net charge-offs | 0.21% | 0.04% (stronger) |
| Return on assets | 1.34% (stronger) | 1.31% |
| Loans ÷ deposits | 95.9% | 81.0% (stronger) |
| Uninsured deposits | 29.2% | 6.3% (stronger) |
| Offices | 11 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 2 and First Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.