Side-by-side · Q2 2026 data
People's Bank of Commerce vs Oregon Coast Bank
Metric by metric
| Measure | People's Bank of Commerce | Oregon Coast Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 70 (stronger) | 12 |
| Earnings | 73 (stronger) | 65 |
| Funding & liquidity | 48 | 85 (stronger) |
| Problem-loan coverage | 91 (stronger) | 68 |
| Peer percentile | 72nd | 8th |
| Total assets | $776.7M | $446.3M |
| Deposits / shares | $618.2M | $404.0M |
| Capital ratio | 15.33% (stronger) | 10.43% |
| Problem loans | 0.90% (stronger) | 2.65% |
| Net charge-offs | 0.21% | -0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 1.12% |
| Loans ÷ deposits | 95.9% | 65.2% (stronger) |
| Uninsured deposits | 29.2% | 24.5% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
People's Bank of Commerce has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 4 and Oregon Coast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.