Side-by-side · Q2 2026 data
People's Bank of Commerce vs Oregon Community Credit Union
Metric by metric
| Measure | People's Bank of Commerce | Oregon Community Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 70 (stronger) | 50 |
| Earnings | 73 (stronger) | 55 |
| Funding & liquidity | 48 | 50 (stronger) |
| Problem-loan coverage | 91 (stronger) | 69 |
| Peer percentile | 72nd | 13th |
| Total assets | $776.7M | $3.7B |
| Deposits / shares | $618.2M | $3.0B |
| Capital ratio | 15.33% (stronger) | 10.81% |
| Problem loans | 0.90% (stronger) | 1.49% |
| Net charge-offs | 0.21% (stronger) | 1.73% |
| Return on assets | 1.34% (stronger) | 0.86% |
| Loans ÷ deposits | 95.9% (stronger) | 110.1% |
| Uninsured deposits | 29.2% | 12.0% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
People's Bank of Commerce has the higher TellerScore (78 vs 55). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 6 and Oregon Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.