Side-by-side · Q2 2026 data
People's Bank of Commerce vs Oregon State Credit Union
Metric by metric
| Measure | People's Bank of Commerce | Oregon State Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 70 | 81 (stronger) |
| Earnings | 73 | 73 |
| Funding & liquidity | 48 | 76 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 72nd | 79th |
| Total assets | $776.7M | $2.8B |
| Deposits / shares | $618.2M | $2.4B |
| Capital ratio | 15.33% (stronger) | 11.75% |
| Problem loans | 0.90% | 0.58% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.74% |
| Return on assets | 1.34% (stronger) | 1.32% |
| Loans ÷ deposits | 95.9% | 84.5% (stronger) |
| Uninsured deposits | 29.2% | 5.9% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
People's Bank of Commerce has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 4 and Oregon State Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.