Side-by-side · Q2 2026 data
Peoples Bank of East Tennessee vs Bowater Employees Credit Union
Metric by metric
| Measure | Peoples Bank of East Tennessee | Bowater Employees Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 59 (stronger) | 58 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 81 | 90 (stronger) |
| Funding & liquidity | 82 (stronger) | 79 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 72nd | 66th |
| Total assets | $456.1M | $302.6M |
| Deposits / shares | $407.2M | $267.9M |
| Capital ratio | 10.90% (stronger) | 10.77% |
| Problem loans | 0.37% (stronger) | 0.74% |
| Net charge-offs | 0.05% (stronger) | 0.49% |
| Return on assets | 1.53% | 1.74% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 81.2% |
| Uninsured deposits | 17.4% | 6.9% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 23.3% |
Peoples Bank of East Tennessee has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of East Tennessee leads on 5 and Bowater Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.