Side-by-side · Q2 2026 data
Peoples Bank of East Tennessee vs Hiwassee River Credit Union
Metric by metric
| Measure | Peoples Bank of East Tennessee | Hiwassee River Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 59 | 59 |
| Loan quality | 88 | 95 (stronger) |
| Earnings | 81 (stronger) | 36 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 72nd | 49th |
| Total assets | $456.1M | $27.5M |
| Deposits / shares | $407.2M | $24.4M |
| Capital ratio | 10.90% | 10.94% (stronger) |
| Problem loans | 0.37% | 0.15% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.23% |
| Return on assets | 1.53% (stronger) | 0.40% |
| Loans ÷ deposits | 75.9% | 47.1% (stronger) |
| Uninsured deposits | 17.4% | 4.6% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Peoples Bank of East Tennessee has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of East Tennessee leads on 3 and Hiwassee River Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.