Side-by-side · Q2 2026 data
Peoples Bank of Graceville vs Century Bank of Florida
Metric by metric
| Measure | Peoples Bank of Graceville | Century Bank of Florida |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 53 | 56 (stronger) |
| Loan quality | 89 (stronger) | 67 |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 61st | 19th |
| Total assets | $115.8M | $101.1M |
| Deposits / shares | $106.5M | $87.0M |
| Capital ratio | 10.29% | 10.56% (stronger) |
| Problem loans | 0.34% (stronger) | 0.99% |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 1.02% (stronger) | 0.50% |
| Loans ÷ deposits | 39.7% (stronger) | 69.6% |
| Uninsured deposits | 14.6% (stronger) | 38.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Graceville has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Graceville leads on 5 and Century Bank of Florida on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.