Side-by-side · Q2 2026 data
Peoples Bank of Graceville vs Jackson County 1st Credit Union
Metric by metric
| Measure | Peoples Bank of Graceville | Jackson County 1st Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 61 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 61st | 68th |
| Total assets | $115.8M | $48.9M |
| Deposits / shares | $106.5M | $41.1M |
| Capital ratio | 10.29% | 18.06% (stronger) |
| Problem loans | 0.34% (stronger) | 0.76% |
| Net charge-offs | 0.02% (stronger) | 0.20% |
| Return on assets | 1.02% (stronger) | 0.49% |
| Loans ÷ deposits | 39.7% (stronger) | 49.3% |
| Uninsured deposits | 14.6% | 6.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County 1st Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Graceville leads on 4 and Jackson County 1st Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.