Side-by-side · Q2 2026 data
Peoples Bank of Graceville vs Tyndall Federal Credit Union
Metric by metric
| Measure | Peoples Bank of Graceville | Tyndall Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 53 | 86 (stronger) |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 61st | 97th |
| Total assets | $115.8M | $1.9B |
| Deposits / shares | $106.5M | $1.6B |
| Capital ratio | 10.29% | 13.61% (stronger) |
| Problem loans | 0.34% | 0.26% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.02% | 1.41% (stronger) |
| Loans ÷ deposits | 39.7% (stronger) | 59.6% |
| Uninsured deposits | 14.6% | 11.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.3% |
Tyndall Federal Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Graceville leads on 2 and Tyndall Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.