Side-by-side · Q2 2026 data
Peoples Bank of Greensboro vs First State Bank of the South, Inc.
Metric by metric
| Measure | Peoples Bank of Greensboro | First State Bank of the South, Inc. |
|---|---|---|
| TellerScore | 59 | 89 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 57 | 92 (stronger) |
| Earnings | 56 | 62 (stronger) |
| Funding & liquidity | 91 | 96 (stronger) |
| Problem-loan coverage | 80 | 88 (stronger) |
| Peer percentile | 17th | 94th |
| Total assets | $115.5M | $130.7M |
| Deposits / shares | $109.0M | $109.2M |
| Capital ratio | 8.91% | 16.38% (stronger) |
| Problem loans | 1.29% | 0.24% (stronger) |
| Net charge-offs | 0.11% | -0.01% (stronger) |
| Return on assets | 0.91% | 1.05% (stronger) |
| Loans ÷ deposits | 46.3% (stronger) | 51.8% |
| Uninsured deposits | 23.2% | 18.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First State Bank of the South, Inc. has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Greensboro leads on 1 and First State Bank of the South, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.