Peoples Bank of Greensboro (FDIC certificate #1730) is based in Greensboro, Alabama. Its Q2 2026 call report shows $115.5M in total assets and $109.0M in deposits and 1 office.
Peoples Bank of Greensboro has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 75th. Funding & liquidity contributes the most (91/100, 46% loans-to-deposits, 23% uninsured); capital cushion contributes the least (39/100, 8.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (64 → 59), mostly because the loan quality component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 60 |
| Q4 2024 | 59 |
| Q1 2025 | 60 |
| Q2 2025 | 64 |
| Q3 2025 | 64 |
| Q4 2025 | 59 |
| Q1 2026 | 61 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.53% |
| Q3 2024 | 8.78% |
| Q4 2024 | 8.13% |
| Q1 2025 | 9.31% |
| Q2 2025 | 9.53% |
| Q3 2025 | 9.87% |
| Q4 2025 | 8.70% |
| Q1 2026 | 8.77% |
| Q2 2026 | 8.91% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.01% |
| Q3 2024 | 0.98% |
| Q4 2024 | 0.93% |
| Q1 2025 | 0.95% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.96% |
| Q4 2025 | 0.99% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.85% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $115.5M | 8.91% | 1.29% | 0.91% | 46.3% |
| Q1 2026 | 61 | $112.9M | 8.77% | 1.01% | 0.85% | 45.6% |
| Q4 2025 | 59 | $114.9M | 8.70% | 0.99% | 0.71% | 47.4% |
| Q3 2025 | 64 | $109.3M | 9.87% | 0.96% | 0.80% | 50.3% |
| Q2 2025 | 64 | $112.6M | 9.53% | 0.78% | 0.71% | 46.5% |
| Q1 2025 | 60 | $108.3M | 9.31% | 0.95% | 0.47% | 46.6% |
| Q4 2024 | 59 | $109.9M | 8.13% | 0.93% | 0.95% | 46.8% |
| Q3 2024 | 60 | $109.7M | 8.78% | 0.98% | 0.79% | 46.1% |
| Q2 2024 | 57 | $102.5M | 8.53% | 1.01% | 0.56% | 48.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Commercial Bank Of OzarkBank Ozark, AL | 59 out of 100, Moderate | $115.2M | 9.1% | 1.14% | vs |
| Local BankBank Tuscaloosa, AL | 58 out of 100, Moderate | $111.3M | 14.3% | 1.42% | vs |
| The Samson Banking Company, Inc.Bank Samson, AL | 94 out of 100, Very strong | $124.5M | 14.8% | 0.00% | vs |
| Brantley Bank and Trust CompanyBank Brantley, AL | 48 out of 100, Below average | $126.9M | 10.1% | 2.55% | vs |
| The Citizens BankBank Greensboro, AL | 67 out of 100, Moderate | $129.2M | 12.2% | 1.87% | vs |
| First State Bank of the South, Inc.Bank Sulligent, AL | 89 out of 100, Very strong | $130.7M | 16.4% | 0.24% | vs |
Deposit insurance
Is my money safe at Peoples Bank of Greensboro?
Yes. Peoples Bank of Greensboro is an FDIC-insured institution (FDIC certificate #1730). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.2% of deposits ($25.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.20% (benchmark: 10%).
1 location
Branches
Peoples Bank of Greensboro lists 1 office in 1 city. Most locations:
- Greensboro, AL (1)
HMDA 2025
Mortgage lending
In 2025, Peoples Bank of Greensboro reported 49 home-loan applications under HMDA (LEI 2549009ACXPW8YN9HB36): 48 originated ($3,800,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Peoples Bank of Greensboro
- Type
- State-chartered bank
- FDIC certificate #
- 1730
- RSSD ID
- 320034
- Primary regulator
- FDIC
- Holding company
- Greensboro Bancshares Inc
- Established
- March 7, 1904
- Headquarters
- 1402 State St, Greensboro, AL 36744
- Employees
- 15
Quick answers
Peoples Bank of Greensboro: common questions
Is Peoples Bank of Greensboro FDIC insured?
Yes. Peoples Bank of Greensboro is an FDIC-insured institution (FDIC certificate #1730). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Bank of Greensboro's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Bank of Greensboro ever failed?
There is no failure record for FDIC certificate #1730 in the FDIC failed bank list.
How many branches does Peoples Bank of Greensboro have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greensboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL | 99 out of 100, Very strong | $2.2M | 23.1% | 0.08% | vs |
| Demopolis Federal Credit UnionCredit union Demopolis, AL | 92 out of 100, Very strong | $3.3M | 54.9% | 0.54% | vs |
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| West Alabama Bank & TrustBank Reform, AL | 77 out of 100, Strong | $929.0M | 12.2% | 0.44% | vs |
| Naheola Credit UnionCredit union Pennington, AL | 74 out of 100, Strong | $219.6M | 18.0% | 1.97% | vs |
| Citizens Trust BankBank Atlanta, GA | 71 out of 100, Strong | $790.3M | 13.2% | 1.63% | vs |