Side-by-side · Q2 2026 data
Peoples Bank of Greensboro vs Local Bank
Metric by metric
| Measure | Peoples Bank of Greensboro | Local Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 39 | 93 (stronger) |
| Loan quality | 57 (stronger) | 53 |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 91 (stronger) | 53 |
| Problem-loan coverage | 80 | 84 (stronger) |
| Peer percentile | 17th | 16th |
| Total assets | $115.5M | $111.3M |
| Deposits / shares | $109.0M | $87.5M |
| Capital ratio | 8.91% | 14.29% (stronger) |
| Problem loans | 1.29% (stronger) | 1.42% |
| Net charge-offs | 0.11% (stronger) | 0.41% |
| Return on assets | 0.91% (stronger) | -1.47% |
| Loans ÷ deposits | 46.3% (stronger) | 97.8% |
| Uninsured deposits | 23.2% (stronger) | 23.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Peoples Bank of Greensboro has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Greensboro leads on 6 and Local Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.