Side-by-side · Q2 2026 data
Peoples Bank of Macon vs Decatur Policemen Credit Union
Credit union
Decatur Policemen Credit Union
Decatur, Illinois · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank of Macon | Decatur Policemen Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 32 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 70th | 77th |
| Total assets | $22.7M | $5.3M |
| Deposits / shares | $19.5M | $4.5M |
| Capital ratio | 13.57% | 14.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 0.30% | 1.29% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 92.2% |
| Uninsured deposits | 9.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Decatur Policemen Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Macon leads on 3 and Decatur Policemen Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.