Side-by-side · Q2 2026 data
Peoples Bank of Macon vs Staley Credit Union
Metric by metric
| Measure | Peoples Bank of Macon | Staley Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 86 (stronger) | 68 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 32 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 70th | 78th |
| Total assets | $22.7M | $228.5M |
| Deposits / shares | $19.5M | $202.0M |
| Capital ratio | 13.57% (stronger) | 11.83% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.30% | 1.28% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 82.0% |
| Uninsured deposits | 9.2% | 0.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Macon has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Macon leads on 5 and Staley Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.