Staley Credit Union (NCUA charter #81416) is based in Decatur, Illinois. Its Q2 2026 call report shows $228.5M in total assets and $202.0M in member shares and deposits and 6 offices across 3 states.
Based on its Q2 2026 filing, Staley Credit Union scores 80/100, which we describe as strong. That is higher than 78% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 65th. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is capital cushion (68/100; 11.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 76 |
| Q1 2025 | 76 |
| Q2 2025 | 79 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 78 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.06% |
| Q3 2024 | 10.74% |
| Q4 2024 | 10.93% |
| Q1 2025 | 10.92% |
| Q2 2025 | 11.28% |
| Q3 2025 | 11.39% |
| Q4 2025 | 11.51% |
| Q1 2026 | 11.54% |
| Q2 2026 | 11.83% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.13% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 1.12% |
| Q4 2024 | 1.06% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.29% |
| Q4 2025 | 1.22% |
| Q1 2026 | 1.07% |
| Q2 2026 | 1.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $228.5M | 11.83% | 0.13% | 1.28% | 82.0% |
| Q1 2026 | 78 | $226.8M | 11.54% | 0.07% | 1.07% | 82.1% |
| Q4 2025 | 79 | $222.1M | 11.51% | 0.10% | 1.22% | 85.2% |
| Q3 2025 | 79 | $219.6M | 11.39% | 0.12% | 1.29% | 86.2% |
| Q2 2025 | 79 | $214.6M | 11.28% | 0.07% | 1.25% | 85.5% |
| Q1 2025 | 76 | $214.6M | 10.92% | 0.11% | 1.06% | 80.8% |
| Q4 2024 | 76 | $209.2M | 10.93% | 0.13% | 1.06% | 80.8% |
| Q3 2024 | 77 | $208.8M | 10.74% | 0.07% | 1.12% | 77.2% |
| Q2 2024 | 76 | $217.0M | 10.06% | 0.02% | 1.08% | 72.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Midwest Members Credit UnionCredit union Wood River, IL | 85 out of 100, Very strong | $226.6M | 13.6% | 0.44% | vs |
| Catholic & Community Credit UnionCredit union Shiloh, IL | 74 out of 100, Strong | $222.7M | 10.2% | 0.13% | vs |
| Illinois State Credit UnionCredit union Normal, IL | 69 out of 100, Moderate | $248.6M | 10.7% | 0.54% | vs |
| Cooperative Choice NetworkCredit union Peoria, IL | 76 out of 100, Strong | $205.9M | 12.7% | 0.37% | vs |
| Vicinity Credit UnionCredit union Chicago, IL | 53 out of 100, Below average | $203.9M | 8.2% | 0.92% | vs |
| Illiana Financial Credit UnionCredit union Calumet City, IL | 75 out of 100, Strong | $264.2M | 17.4% | 1.34% | vs |
Deposit insurance
Is my money safe at Staley Credit Union?
Staley Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.83%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
Staley Credit Union lists 6 offices in 3 cities across 3 states. Most locations:
- Decatur, IL (3)
- Lafayette, IN (2)
- Loudon, TN (1)
Identity & history
Profile
- Legal name
- Staley Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 81416
- RSSD ID
- 780991
- Primary regulator
- State + NCUA
- Established
- 1930
- Headquarters
- 3330 N Woodford St, Decatur, IL 62526
- Employees
- 51
Quick answers
Staley Credit Union: common questions
Is Staley Credit Union NCUA insured?
Staley Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Staley Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Staley Credit Union have?
6 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Decatur
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $5.0M | 13.5% | 0.00% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |
| Peoples Bank of MaconBank Macon, IL | 82 out of 100, Strong | $22.7M | 13.6% | 0.00% | vs |