Side-by-side · Q2 2026 data
People's Bank of Seneca vs Joplin Metro Credit Union
Metric by metric
| Measure | People's Bank of Seneca | Joplin Metro Credit Union |
|---|---|---|
| TellerScore | 65 | 89 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 66 | 74 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 65 | 72 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 29th | 87th |
| Total assets | $495.5M | $57.8M |
| Deposits / shares | $440.9M | $47.3M |
| Capital ratio | 10.08% | 17.73% (stronger) |
| Problem loans | 1.01% | 0.78% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.25% |
| Return on assets | 1.37% | 2.06% (stronger) |
| Loans ÷ deposits | 95.2% | 88.5% (stronger) |
| Uninsured deposits | 15.1% | 0.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Joplin Metro Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Seneca leads on 1 and Joplin Metro Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.