Side-by-side · Q2 2026 data
Peoples Choice Credit Union vs Kansas Teachers Community Credit Union
Credit union
Kansas Teachers Community Credit Union
Pittsburg, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Peoples Choice Credit Union | Kansas Teachers Community Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 47 | 59 (stronger) |
| Earnings | 43 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 52nd | 83rd |
| Total assets | $6.7M | $125.3M |
| Deposits / shares | $4.9M | $106.1M |
| Capital ratio | 26.32% (stronger) | 15.27% |
| Problem loans | 1.59% | 1.24% (stronger) |
| Net charge-offs | 1.03% | 0.60% (stronger) |
| Return on assets | 0.58% | 1.36% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 62.5% |
| Uninsured deposits | 0.0% (stronger) | 0.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kansas Teachers Community Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Choice Credit Union leads on 3 and Kansas Teachers Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Coffeyville, KS