Side-by-side · Q2 2026 data
Peoples Community Bank vs State Bank of Southwest Missouri
Metric by metric
| Measure | Peoples Community Bank | State Bank of Southwest Missouri |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 25 |
| Loan quality | 59 | 100 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 62 (stronger) | 51 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 84th | 26th |
| Total assets | $735.2M | $183.8M |
| Deposits / shares | $599.8M | $164.0M |
| Capital ratio | 18.54% (stronger) | 7.49% |
| Problem loans | 1.23% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 2.61% (stronger) | 1.17% |
| Loans ÷ deposits | 82.3% (stronger) | 92.7% |
| Uninsured deposits | 29.0% (stronger) | 30.2% |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 1.4% |
Peoples Community Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank leads on 6 and State Bank of Southwest Missouri on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.