Side-by-side · Q2 2026 data
Peoples Community Bank vs Sterling Bank
Metric by metric
| Measure | Peoples Community Bank | Sterling Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 84th | 86th |
| Total assets | $735.2M | $1.6B |
| Deposits / shares | $599.8M | $1.4B |
| Capital ratio | 18.54% (stronger) | 11.14% |
| Problem loans | 1.23% | 0.35% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 2.61% (stronger) | 1.63% |
| Loans ÷ deposits | 82.3% | 77.2% (stronger) |
| Uninsured deposits | 29.0% | 21.0% (stronger) |
| Offices | 16 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 14.3% |
Peoples Community Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank leads on 4 and Sterling Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.